Payment Policy for Dewiring Jewelry

Effective Date: January 17, 2025

At Dewiring Jewelry, we aim to provide a seamless and secure shopping experience for our customers. This Payment Policy outlines the types of payments we accept, how transactions are processed, and any important details regarding payments for purchases made on our website, dewiringjewelry.com.

By making a purchase on our website, you agree to the terms set forth in this Payment Policy.

1. Accepted Payment Methods

We offer a variety of secure payment methods to make your shopping experience easy and convenient. The following payment options are accepted on our website:

  • Credit/Debit Cards: We accept major credit and debit cards, including:
    • Visa
    • MasterCard
    • American Express
    • Discover
  • PayPal: You can choose to pay securely via your PayPal account.
  • Apple Pay & Google Pay: We accept Apple Pay and Google Pay for easy and secure transactions on compatible devices.
  • Gift Cards: If you have a gift card from Dewiring Jewelry, you may use it as a payment method during checkout. The balance of the gift card will be applied to your purchase.

Please note: If you use a debit card, funds may be immediately debited from your account once the order is placed.

2. Payment Processing

All transactions made on Dewiring Jewelry are processed through secure payment gateways. We take the utmost care to protect your payment information.

  • Payment Authorization: When you place an order, your payment information will be securely processed for authorization. The funds will be held for processing, and we will confirm your order once the payment has been successfully authorized.
  • Order Confirmation: Once your payment is processed and authorized, you will receive an order confirmation email summarizing your purchase details, shipping information, and total cost. Please review this information to ensure accuracy.
  • Pre-Authorization: Please note that some payments may be pre-authorized for a small amount at the time of purchase. This is a temporary hold placed by your bank and will not be charged unless the order is processed.

3. Pricing and Taxes

  • Product Pricing: All prices listed on the website are in U.S. Dollars (USD) and are subject to change without prior notice. The final price of your order will be confirmed during checkout.
  • Sales Tax: Sales tax is automatically calculated during checkout based on your shipping address. Tax rates are determined by your location and applicable tax laws.
  • Discounts and Promotions: Any applicable discounts, promotions, or special offers will be applied at checkout. Only one promotion can be applied per order.

4. Payment Security

We use industry-standard encryption and security measures to protect your payment information. All transactions made on Dewiring Jewelry are processed through secure, PCI-DSS compliant payment gateways.

Data Protection: We are committed to protecting your personal and payment data. Your payment information is processed securely and is never stored on our servers.

5. Failed Payments

If your payment fails or is declined, we will notify you immediately. You will be prompted to choose a different payment method to complete your purchase.

  • Payment Declines: If your payment is declined, it could be due to insufficient funds, expired card details, or issues with the payment gateway. Please review the payment information and try again or use a different payment method.
  • Insufficient Funds: If you have insufficient funds in your account, we recommend using an alternate payment method or contacting your bank for assistance.

6. Order Cancellation and Refunds

In the event that you need to cancel or modify your order, please contact us immediately. If the order has already been processed, we will follow our Refund and Returns Policy for refund processing.

  • Refund Process: Refunds will be processed to the original payment method. Please allow 7-10 business days for the refund to appear in your account, depending on your bank or payment provider.

7. Currency and International Payments

  • Currency: All transactions on Dewiring Jewelry are processed in U.S. Dollars (USD). If you are ordering from outside the United States, your payment will be converted to your local currency by your bank or payment provider at the applicable exchange rate.
  • International Payment Fees: If you are paying from a country outside the United States, please be aware that your bank or payment provider may charge additional fees for currency conversion or international transactions. These fees are not controlled by Dewiring Jewelry and are your responsibility.

8. Fraud Prevention

We take fraud prevention seriously. If we suspect any fraudulent activity on an order, we may take additional steps to verify the payment, such as requiring proof of identity or billing address. We reserve the right to cancel orders that appear suspicious or involve fraudulent activity.

9. Contact Us

If you have any questions regarding your payment, billing issues, or need assistance with your payment method, please feel free to contact our customer support team: